Tuesday, August 25, 2015
I'm going to admit something to you all. I haven't balanced our checking account in maybe 2 years. After moving here we had to open a new bank account which meant we got a clean slate. A fresh blank check register.
When we opened that new account we also merged our bank accounts. I've never been great at writing down every transaction but with both of us using the account, Hubby quickly stopped saving his receipts after he would use his card. After a few months I couldn't make our account balance.
Surprisingly, we realized the check register wasn't working, we found an app that worked great. I was looking at our account a couple times a week to make sure I had everything written down. It was balancing every time.
Until it wasn't.
I was still keeping track of the checks I wrote and card transactions, but the numbers were still red. Once all the checks cleared, I cleared the app and started over. That lasted about 6 months. I still don't know what I did wrong.
I've slacked again. It might be time to wipe the slate clean again.
Every time Hubby gets paid (every 2 weeks) I sit down Thurs. night, pay our bills, bring the register up to date and budget the next 2 weeks. We use online bill pay as I'm sure most of you do too. It's fast, easy to use and doesn't take much time.
This last bill paying session didn't go so well. I paid what was due, reviewed, did some math, made some notes, and evidently forgot to click finish. None of the bills were paid and I didn't find out until today. 5 days past most of the due dates. Damn interest rates.
And it's all my fault. I put off checking our account b/c I thought I had taken care of everything. Apparently I need to double and triple check from now on.
Why does money have to be so hard?